Personal Finance Calculators
Calculators for borrowing, saving and retiring in the US: loan payments, credit card payoff time, 401(k) projections, Social Security claiming age and inflation.
30 calculators
Credit Card Payoff Calculator
Credit card payoff calculator: how many months to pay off a balance and the total interest at your APR and monthly payment.
401(k) Calculator
401(k) calculator: project your retirement balance with salary contributions, employer match and investment growth.
403(b) Calculator
403(b) calculator: project the retirement balance of a teacher, nonprofit or hospital worker from contributions, employer match and growth.
How Long Will My Money Last Calculator
How long will my money last in retirement? Enter savings, monthly withdrawals, returns and inflation to see the age your money runs out.
Social Security Break-Even Calculator
Social Security break-even calculator: compare claiming at 62, 67 or 70 and find the age when waiting pays off.
Inflation Calculator
Inflation calculator: compare past dollars with the latest available annual CPI-U data from the Bureau of Labor Statistics.
RMD Calculator
RMD calculator for 2026: estimate your required minimum distribution from a traditional IRA or 401(k) using the IRS Uniform Lifetime Table.
Roth IRA Calculator
Roth IRA calculator for 2026: project your tax-free retirement balance from contributions, growth rate and years invested.
QQQI Dividend Calculator
QQQI dividend calculator: estimate monthly and annual income from the NEOS Nasdaq-100 High Income ETF based on shares and distribution rate.
Loan Payment Calculator
Loan payment calculator: find the monthly payment, total interest and total cost of any fixed-rate personal or business loan.
Compound Interest Calculator
Compound interest calculator: see how savings or investments grow with monthly, quarterly or daily compounding over time.
Simple Interest Calculator
Simple interest calculator: interest on a principal amount at a fixed annual rate, with no compounding.
Savings Goal Calculator
Savings goal calculator: the monthly deposit you need to reach a target such as an emergency fund or down payment.
Discount Calculator
Discount calculator: final sale price and savings after a percent-off discount, with optional sales tax.
Tip Calculator
Tip calculator: work out the tip and split the bill per person at 15%, 18%, 20% or any custom percentage.
ROI Calculator
ROI calculator: return on investment as a percentage, plus the annualized return over a holding period.
XIRR Calculator
XIRR calculator: find the annualized return of up to three cash flows made on different dates, solved by Newton's method.
Ramsey Investment Calculator
Ramsey investment calculator: project retirement savings growth using the 12% average annual return rule of thumb popularized by Dave Ramsey.
Savings Bond Calculator
Savings bond calculator: estimate the current value of an EE or I bond from its purchase price, interest rate and years held.
CD Calculator
CD calculator: see how much a certificate of deposit earns at your rate and term, with the APY, interest earned and ending balance.
Dividend Calculator
Dividend calculator: turn shares and dividend per share into annual, quarterly and monthly income, plus dividend yield and position value.
Markup Calculator
Markup calculator: set a selling price from cost and markup percent, and see profit and gross margin side by side to avoid underpricing.
APR Calculator
APR calculator: find the true annual percentage rate of a loan once fees are included, plus total interest and cost.
Loan Payoff Calculator
Loan payoff calculator: see how extra monthly payments shorten your payoff date and how much interest you save.
Options Profit Calculator
Options profit calculator: find profit, loss, break-even and return for a long call or put at expiration.
Amortization Calculator
Amortization calculator: see your monthly payment, total interest and payoff date, and how extra payments shorten the loan.
Retirement Calculator
Retirement calculator: project your savings at retirement age and the monthly income they could support using the 4% rule.
Debt-to-Income Ratio Calculator
Debt to income ratio calculator: divide monthly debt payments by gross income to see your DTI and how lenders may view it.
Student Loan Calculator
Student loan calculator: estimate your monthly payment, total interest and payoff time, and see how extra payments cut both.
Margin Calculator
Margin calculator: enter cost and selling price to get gross profit, gross margin percentage and the matching markup percentage.